FAQs
Answers to common credit card questions about applications, debt inheritance and balance transfers. We address specific situations like divorce, death and improving your credit rating.
Choosing Your First Credit Card: Frequent Questions
Get answers to common questions about picking your first credit card and understand APR, interest-free periods and cashback.
Has Your Credit Card Juggling Backfired?
When credit card companies tighten lending, balance-transfer juggling can leave you stuck with high rates and nowhere to move your debt.
New Credit Card Laws in the UK
The UK is introducing new credit card laws to clamp down on unfair lending practices and protect borrowers from mounting debt.
Pros and Cons of Credit Card Comparison Sites
Credit card comparison sites can help you find decent deals, but they don't show every card on the market, so do your own research too.
Relatives and Credit Card Debt After Death
When a spouse dies, you might be liable for their credit card debt if you were a co-signer or joint account holder, but not in most other cases.
Should You Transfer Other Debts Onto Credit Cards?
Moving other debts to a credit card could cut your interest payments, but you need good credit and should compare the offers first.
Start Improving Your Credit Card Rating Today
Fix your poor credit rating and get back on track with loans and credit cards without paying high interest rates.
The Legalities of Credit Card Debts and Divorce
During divorce, joint credit card debts make both spouses liable, so freezing accounts stops new debt while you sort out who owes what.
The New Contactless Credit Cards
Contactless credit cards let you pay by tapping your card, but they don't need a PIN for small purchases, here's how safe they actually are.
Using Pre Paid Credit Cards Abroad Pros and Cons
Weigh the advantages of cheaper exchange rates against hidden fees when using prepaid cards on holiday abroad.
Why Was My Credit Card Application Rejected?
Lenders rarely explain why they reject credit card applications, but checking your credit file can help you understand what went wrong.