Credit Card Debt...
Below are our articles on the subject of Credit Card Debt. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Are Credit References Unfair to Consumers?
A simple explanation of credit references agencies and how their credit reports could be unfair towards consumers who have cleared outstanding debts....
Cancelling Your Credit Card
An article detailing how to cancel your credit card contract with your credit card company...
Complaining About Your Credit Card Company
How to complain about your credit card company to an impartial third party organisation such as the Financial Services Authority or the Financial Ombudsman....
Complaining to Your Credit Card Company
How to complain to our credit card company about errors and issues that may arise with financial service providers....
Contacting Your Credit Card Company
Information about how to contact your credit card company...
Credit Cards: Necessity or Debt Trap?
Credit cards are often regarded as a necessity by millions of UK consumers but there are downsides to this useful payment method....
Death and Inherited Credit Card Debt
Relatives and spouses can often worry over the credit card debts left behind when a loved one dies but in most cases debts will not usually be inherited....
Falling Into The Credit Card Trap
Credit card debt traps can be very easy to fall into during financial hard times, and these debts can last for decades instead of years....
Get Out of Credit Card Debt Completely
How to get rid of debt completely...
Hidden Charges When Paying By Credit Cards
The high credit card surcharges applied to customers do not actually reflect the price paid by retailers when processing payments. Here's how to spot the hidden…...
How to Beat Credit Card Arrears Harassment
Debt has reached record levels in the UK and harassment from collection agencies is on the increase but for those in arrears there are ways to stop this harassment....
How to Not Get into Debt with Your Credit Card
A look at why it is so easy to get into debt and what you can do to make sure that you don't go overboard....
Manage Your Credit Card Debt
How to manage your credit card debt....
Reclaim Credit Card Charges
A look at why you are able to claim back certain credit card charges made against you and what is the best way of doing this....
Stop Making Billions for Credit Card Companies
Credit consumers who are feeling the financial strain should consider ways to stop contributing to the immense profits that are celebrated by their credit card providers....
The Hidden Dangers of Zero Interest Credit Cards
If used correctly zero percent interest credit cards can save account holders a lot of money but there are some hidden dangers that borrowers should be aware of....
The Unmanageable Credit Card Debt Test
Credit cards are a major cause of UK personal debt problems and recognising the signs of unmanageable debt should be the starting point to seeking financial advice....
Using Credit Cards for Short-Term Loans
How to use credit cards to get interest free loans...
What Happens if I Can't Keep Making My Repayments?
A look at what to do if you can't afford the repayments on your credit card and what action a credit card firm can take against you....
Why Lenders Love Careless Credit Card Customers
Careless credit card customers who never check statements, make only minimum monthly payments and make cash withdrawals are the lender’s favourite type of customers....