Credit Card Answers
Expert Advice on Credit Card Use...

You'll discover everything you need to know about making the most of your credit cards with our expert guidance and clear, jargon-free advice. Our comprehensive resources cover all aspects from basic card management to advanced strategies, helping you save money and use your cards confidently. Credit Card Answers is here to help.

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Credit Card Codes Explained
You may not pay much attention to the 16 digit number on the front of your credit card, but it is by far the most important part of your plastic. Furthermore...
Preventing Credit Card Fraud
Credit card theft and identity fraud is a growing problem affecting both financial service providers and their clients – you! Having your identity stolen c...
Should You Use Credit Cards for Christmas Shopping?
Christmas is the retailer’s busiest period of the year, and UK shoppers spend millions on their credit cards during this season. With the plastic taken a p...
Hidden Charges When Paying By Credit Cards
Credit card customers are aware that interest charged on transactions is the price paid for credit card borrowing. But many customers don’t realise that th...
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New Debt Industry Rules For Quicker Credit Card Clearing
After making millions for creditors, it looks like credit card customers are finally getting a fairer deal. The new credit card rules look set to help custom...
Changes To Credit Card Representative APR
Credit card consumers are usually well aware of what the annual percentage rate (APR) applied to their accounts means. But with new credit rules coming into...
Hidden Charges When Paying By Credit Cards
Credit card customers are aware that interest charged on transactions is the price paid for credit card borrowing. But many customers don’t realise that th...
Computer Viruses And Credit Card Fraud
Scammers are well aware that a huge number of people use credit cards to shop and pay bills online. Credit card fraud has become a concern for many people wh...
Falling Into The Credit Card Trap
Lenders won’t say that they want customers to have large debts, but they will increase credit limits without checking whether customers can afford it. Ther...
Are Credit References Unfair to Consumers?
Credit references can be a cause of major frustration to consumers, especially those with less than excellent scores. Credit references often seem unfair whe...
Do Credit Card Comparison Websites Work?
Credit card comparison web sites are an excellent resource that provide an overview of the credit cards and deals available. But comparison sites do not prov...
Using Pre Paid Credit Cards Abroad Pros and Cons
A pre paid credit card is one the best ways to spend money abroad. Holidaymakers can save money on currency exchange and transaction fees but there are some...
The Hidden Dangers of Zero Interest Credit Cards
Zero percent interest credit cards are a fantastic credit option for borrowers who can obtain them and use them wisely. But there are a few hidden dangers wi...
Should You Transfer Other Debts Onto Credit Cards?
Transferring debts onto credit cards is an option for consumers with good credit records. Transferring debts onto credit cards can mean paying less or even z...
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Expert Advice on Credit Card Use...