Fees & Small Print

Articles explaining credit card fees, charges and terms that affect what you pay. We cover APRs, hidden charges and strategies for reducing costs.

Avoid Being Exploited by Credit Card Companies

Credit card companies use hidden rate hikes, surprise limit increases, and confusing terms to trap you in debt, here's how to protect yourself.

Changes to Credit Card Representative APR

New credit rules require lenders to advertise representative APR instead of typical rates, affecting what borrowers actually qualify for.

Credit Card Charges

You can challenge unfair credit card penalty fees using the same tactics that helped bank customers reclaim theirs.

Credit Card Fees and Avoiding Them

Know which credit card fees you're paying and how to dodge them before they drain your account.

Don't Get Caught Out by Small Print

Credit card companies calculate interest in 12 different ways, making it nearly impossible to compare APR rates fairly across providers.

New Debt Industry Rules for Quicker Credit Card Clearing

New credit card rules now force lenders to apply your payments to the highest interest debt first, helping you clear expensive balances faster.

Ten Tips to Clear Your Credit Card Debt Quickly

Pay down credit card debt faster with these practical tactics, from balance transfers to cutting unnecessary spending.

Understanding the APRs on Your Credit Card

Your credit card's APR isn't the same as the interest rate, and understanding the difference helps you pick the right card for how you'll actually use it.