Credit Crisis

Information about credit availability during economic downturns and how the banking system affects cardholders. Topics include getting credit when times are tough and understanding bank bailouts.

Can't Pay Credit Cards? What You Should Do

Here's what to do if you can't pay your credit card bills and need to manage the debt.

Cost Effective Credit Cards: Facts and Myths

Cashback and zero percent cards can save money, but only if you pay your balance monthly and compare rates carefully.

French Credit Cards

French credit cards work differently than UK cards, you can only spend money you actually have in your account.

Getting Credit in a Downturn

Getting credit during a recession means higher rates, but borrowers with good credit scores can still find decent deals if they shop around.

How Credit Card Companies Make Money

Credit card companies profit from interest charges, transaction fees paid by retailers, and various consumer penalties like late fees.

Purchasing Credit Card Protection

Protect your credit cards from theft and fraud with affordable insurance that covers emergencies and lost items.

The Highest Ever Credit Card Bills

Credit card debt in England hits record high as consumers struggle with rising interest rates and living costs.

The Origins of Credit

How credit cards evolved from 1890s merchant perks to the widespread payment system we use today.

What Happens When Banks Get Bailed Out?

When banks fail, governments step in to prevent financial collapse and protect the entire economy from disaster.

Will Credit Card Companies Go Bust?

Credit card companies faced mounting pressure from competition and regulation before the 2008 financial crisis hit.