About Our Site

Most adults in the UK have a credit card or two, but many don't really understand how they work beyond the basics of buy now, pay later. We created Credit Card Answers to cut through the jargon and give you straightforward information about credit cards without the corporate waffle.

Whether you want to know how to avoid charges and fees, understand what the small print actually means, or tackle existing debt, we've got the answers. We explain things that lenders would rather you didn't know about, so you can actually save money when using your cards.

This is a free site where you'll find practical advice on everything from reclaiming charges to choosing a better deal. Our experts are here to answer your specific questions about credit card problems too. Come to us whether you're getting your first card, having issues with your lender, or just looking for a better option.

Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.